If you are paying by Direct Debit over 12, 24, 36 or 60* months, and you die before your Plan has been paid for in full, the person arranging the funeral can either:
- Pay whatever is still owed as a single payment. This must be paid before the funeral can be arranged., or, cancel your Plan by writing to us. If this happens, a refund of all payments will be made to the Plan Purchaser or Plan Holder’s estate as appropriate, less a Cancellation Charge. For details see our Terms and Conditions.
- If you are paying by Fixed Monthly Payments and you die within two years of taking out the Plan, we cannot honour the Plan. In these circumstances, an amount equal to 120% of the payments made will be paid to your estate. If your death is beyond the first two years, you are entitled to the full Plan Benefits.
*60 month option not available on Tailor-made Memorial Masonry Plans.