members' credit card
get money back every time you spend
Every time you pay with your The Co-operative member's credit card you'll earn cashback. That's as good as getting money off every time you use it. You'll earn:
- 1p cashback for every £1 you spend in The Co-operative Group food stores
- 1p cashback for every £2 you spend anywhere else
Plus a special introductory rate of interest and more:
- 0% on purchases and balance transfers*, fixed for six months after opening the account
- up to 59 days interest free credit †
- the card is welcome at over 25 million shops, restaurants, garages and other outlets worldwide.**
Click here to
apply now or telephone 0800 028 3283
Lines are open Monday–Friday, 8am–9pm; Saturday 8am–8pm; Sunday 9am–6pm.
Terms and conditions
The Co-operative Member's credit card is provided by The Co-operative Bank plc.
You get a special introductory rate of interest and more: 0% on purchases and balance transfers (excludes balance transfers from other credit cards issued by The Co-operative Bank) fixed for six months after account opening, reverting to 15.9% APR (typical/variable); up to 59 days' interest-free credit (provided you pay the balance in full by the due date);
Balance transfer fee of 3% of transfer value applicable during promotional rate periods only (minimum of £5).
Please note that cashback is not included on balance transfers.
Applicants must be UK residents aged 18 years or over and a member of The Co-operative Group Limited.
* Excludes balance transfers from other credit cards issued by The Co-operative Bank plc.
** Purchases made in a currency other than pounds sterling are subject to a foreign currency commission charge of 2.75%.
† Provided you pay the balance in full by the due date.
Cashback is earned in accordance with the Rules of The Co-operative members' credit card cashback terms and conditions.
The Co-operative Bank plc is authorised and regulated by the Financial Services Authority (No. 121885), subscribes to the Banking Code, is a member of the Financial Ombudsman Service and is licensed by the Office of Fair Trading (No. 006110).
Membership points will be awarded for this product – please see our membership terms and conditions for full details.