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The Co-operative Bank - visit website now

Since 1872 we’ve been providing responsible banking services to our customers and Co-operative members. Unlike some banks we don’t have shareholders, so everything we do is for the benefit of you. Profits are reinvested to provide a better bank and shared out amongst our Co-operative members. It's just one of the ways we’re good with money,

Whether it’s a current account, mortgage or credit card we can help you find a way to make the most of your money.

And we’ll do so responsibly. We are the only UK high-street bank with a customer-led Ethical Policy. Since the policy launched in 1992 we have turned away over £1 billion of loans to businesses that conflicted with our customers’ ethical concerns.

We're also Europe's Most Sustainable Bank

Outperforming 20 financial instiutions from 16 countries, The Co-operative Financial Services (CFS) has won the prestigious Financial Times Sustainable Bank of the Year Award (Europe). This recognises our embedded and all-encompassing approach to sustainability, from our green electricity procurement to our groundbreaking customer campaigns. We’ve shown that an approach which marries strong ethics with competitiveness can deliver outstanding results, making us truly good with money.

Did you know that the award-winning online bank smile is also part of The Co-operative Bank and we are delighted to welcome Britannia to our family of businesses.

You earn points with The Co-operative Bank as follows:

1 point for every £10 held or borrowed on average in The Co-operative Bank or smile current account
1 point for every £20 held on average in a eligible savings account with The Co-operative Bank, smile or Britannia
1 point for every £40 outstanding on a eligible mortgage with The Co-operative Bank, smile or Britannia

Not yet a member? Click here to join and you’ll be able to start earning points today.

View terms & conditions for earning points in this business.

6 months interest free on all
Co-operative Electrical purchases with a
Co-operative credit card.

If you use any Co-operative Bank or Member’s credit card to purchase electrical items from *The Co-operative Electrical on-line* you'll pay no interest for 6 months on the item(s).

After this time, your standard card rate will apply, please refer to your terms and conditions. If you would like to see your credit card options please visit www.co-operativebank.co.uk/creditcards

Need a hand?

Members qualify for an exclusive loan rate with The Co-operative Bank:

7.4% APR representative on loans between £7,500 and £14,950

Spread the payments over 1-7 years

No arrangement fee

apply now

The Co-operative Members' credit card. 1 point for every £5 borrowed.

Get money back every time you spend

Every time you pay with The Co-operative Members Credit card 15.9% representative/variable you'll earn cashback:

1p cashback for every £1 you spend in The Co-operative Group food stores

1p cashback for every £2 you spend anywhere else

Plus a special introductory rate of interest

No interest on purchases and balance transfers*, fixed for six months after opening the account. After that the rate is 15.9% APR representative/variable.

apply now

The Co-operative Members' Savings Account. 1 point for every £20 in account.

Earn interest on every penny

With an interest rate of 0.25% gross/AER and 1 membership point for every £20 held in your account, The Co-operative Members' Savings Accounts really does give you a rewarding way to help your money grow.

To find out more, please call us on 0800 028 0185
(lines are open Monday - Friday, 8am-9pm; Saturdays and Sundays 9am-6pm).

+ Terms & Conditions of these offers

6 month's interest free on all Co-operative Electrical purchases

The Co-operative Bank is authorised and regulated by the Financial Services Authority (No 121885), subscribes to the Lending Code and the Financial Ombudsman Service and is licensed by the Office of Fair Trading (No 006110). The Co-operative Bank p.l.c, PO Box 101, 1 Balloon Street, Manchester M60 4EP. Registered in England and Wales No 990937.

The Co-operative Member's credit card

* Excludes balance transfers from other credit cards issued by The Co-operative Bank plc.

For full account eligibility, and to apply online, please visit The Co-operative Bank members page