Over 6,500 motorists driving on the roads with over 12 penalty points

03 July 2015

A Freedom of Information request by The Co-operative Insurance to the DVLA (Driver and Vehicle Licensing Agency) has revealed that there are currently 6,523 motorists* currently on the road with over 12 penalty points on their driving licence.

Young drivers are often seen as being the most dangerous on the roads, however the figures dispel this as there are more drivers in the 26-35 age bracket who are currently driving with 12 points or more than any other, with 1,880 on the roads. Drivers aged 36-45 (1,718) are next followed by those aged 46-55 (1,501), then younger drivers aged 17-25 (630). Drivers aged 56-65 (607) follow closely behind with a marked reduction when it comes to more mature drivers with 66-75 (150) year olds coming next followed by 76-85 year olds (35) and 86-95 year olds (2).

According to the Government’s driving and transport department website, the courts can disqualify a driver if they receive 12 or more penalty points on their licence within a three year period**.

Nottingham has the highest number of drivers currently motoring with 12 points or more in England, in Wales, Cardiff and in Scotland, Glasgow (ranked 42nd) has the highest proportion of these drivers.

Rank  Postcode area Number of drivers with more than 12 penalty points
1 Nottingham
2 Doncaster  174
3 Cardiff 
4 Birmingham 
5 Sheffield  156
6 Newcastle upon Tyne  145
7 Peterborough  144
8 Manchester  137
9 Norwich 
10 Swansea  127

There are more men than women currently driving with over 12 penalty points, with 84% being male and 16% female.

The FOI request has also revealed that there is currently:

  • A female driver in Blackburn with 38 penalty points on her licence
  • A male driver in Liverpool with 45 penalty points on his licence

Steve Kerrigan, Head of Telematics at The Co-operative Insurance said:

“It is clear that there are a large number of drivers on the roads with over 12 penalty points on their licenses.

"Despite young drivers having the reputation for being the worst motorists, when it comes to the drivers that have an excessive amount of penalty points we have found that in majority of cases older drivers, aged 26 to 55, have more points than any other, and as a proportion of their age group.

“As new generations of young drivers come through it is extremely important for safe driving education to continue and, in future, we will hopefully have safer roads as a result. We want to see the number of people on the roads with an excess number of penalty points reduce from the 6,500 figure and believe that telematics will be a key enabler to this.

“Telematics products, such as The Co-operative Insurance’s product, can help motorists improve their driving. For example, we alert drivers who inappropriately speed and offer online driving tutorials to help drivers make improvements.”

According to the Government’s driving and transport department website if you have 12 or more penalty points, you could be banned from driving for:

  • 6 months if you get 12 penalty points or more within 3 years
  • 12 months if you get a 2nd disqualification within 3 years
  • 2 years if you get a 3rd disqualification

According to the DVLA, ‘In a small percentage of cases where the driver has accumulated 12 or more penalty points, the Agency understands that a Court can exercise its discretion and not disqualify the driver. In the majority of these cases, Magistrates or Sentencers may have decided to allow drivers to retain their entitlement to drive where it is considered that disqualification would cause exceptional hardship.’

Note to editors

Data provided following FOI to the DVLA on 3 June 2015, the figures reflect the position as at 9 May 2015.

*Driving in England, Wales and Scotland

About The Co-operative Young Driver Insurance

The Co-operative’s Smartbox works like a Sat Nav or GPS to record driving style, rewarding safe young drivers with a discount every 90 days. It uses data collected from four different driving parameters, including average speed, acceleration or braking, the time of day the car is driven and how fast corners are taken. 

An added bonus of having the SmartBox installed is the useful tracking device meaning stolen cars can be recovered.

An online dashboard, which can also be accessed via a smart app, keeps track of the driving score and performance, enables access to the policy documents 24/7, and provides helpful tips to improve driving.  

All drivers can also download our App which gives real-time feedback on a motorists driving, and even pin points where good and bad driving behaviours are displayed on a journey.

For further information please contact:

Jenna Moss
Press & Media Relations Manager – The Co-operative Group
Tel: 0161 767 4354/07540 641368
Email: jenna.moss@co-operative.coop