Over two in five Brits planning to visit loved ones this Christmas

17 December 2020

  • New research from Co-op Insurance reveals 45% of Brits are planning to leave their homes to visit loved ones over the Christmas break, with 16% planning on staying overnight away from their home
  • The insurer is urging people to be extra vigilant in keeping their homes safe and secure from thieves who could capitalise on their empty homes, by offering home security tips ahead of Christmas period
  • Co-op is automatically increasing its customer’s contents cover by 10% during festive season to allow for the extra gifts and valuables in the home

Christmas home

New research from Co-op Insurance has today revealed just over half (52%) of cautious Brits haven’t left their home for an overnight stay since the first COVID-19 lockdown began in March.

With restrictions due to be lifted for five days over the Christmas period, 45% of people have said they intend to leave their home to visit friends and family, meaning many homes might be empty for the first time in months across the UK, with one in six adults (16%) planning an overnight stay during the same period.

The Co-op is urging those planning to visit loved ones over the festive period to be extra vigilant in how they protect their home before they depart to avoid becoming victim to opportunistic thieves.

For peace of mind during the festive period Co-op Insurance automatically increases its customer’s contents cover by 10% in the weeks before and after Christmas and New Year to allow for the extra gifts and valuables in the home.

Co-op Insurance offers the following advice to keeping your home and belongings safe throughout the festive period:

  • Check your insurance policy, presents kept in your home will be covered by your usual contents insurance, but if you've bought big ticket items as gifts they may need to be listed separately. Typically, the limit for single items ranges from £1,000 to £2,000, so check your policy and call your insurer if you've purchased anything above your limit
  • Make sure high value items such as gadgets are covered away from the home as these are not necessarily covered on a standard home insurance policy - personal possessions cover is often required
  • Also check to see your insurance policy covers accidental damage cover, for any breakages to new items such as laptops, or wine spillages over the Christmas period
  • Lock all windows and doors securely and switch on your alarm system
  • Close your curtains when you have the lights on inside, in the dark winter months it is easy to tell when a house is unoccupied, and burglars can use this to their advantage
  • If you’re out for the night, leave a light on inside to look like the house is occupied
  • Be sure to leave your presents out of sight and well hidden, even when they’ve been opened. If your tree is near a window, keep those presents out from under the tree. If you’re out Christmas shopping in your car, be sure to leave them out of view and locked in the boot

Andrew Nevitt, Head of Co-op Home Insurance, said: “Whilst a burglary often comes with significant financial cost to victims, it also comes with huge personal costs, especially at Christmas. But, through taking simple precautions it can be easily prevented.

“After a difficult year with the coronavirus pandemic, many of us will be looking to put this year behind us and distract ourselves this Christmas with friends and family. That’s why it’s extra important this year to lock all windows and doors securely if you leave the house, and make sure that any high value items are out of site.

“We know that the emotional and financial impact of being burgled can be devastating, which is why we are automatically increasing our contents cover by 10% in the weeks before and after Christmas and New Year to allow for the extra gifts and valuables in the home.”


For further information about this press release:

Elliott Lancaster | Junior Press Officer | 07808 609 944 | elliott.lancaster@coop.co.uk

Mark Carrington | Press Officer | 07890 384 471 | mark.carrington@coop.co.uk

Follow us on Twitter and Instagram

Notes to Editors All figures, unless otherwise stated, are from YouGov Plc. Total sample size was 2,200 adults. Fieldwork was undertaken between 9th - 10th December 2020. The survey was carried out online. The figures have been weighted and are representative of all UK adults (aged 18+).

About Co-op Insurance: Co-op Insurance is part of the Co-op, one of the world’s largest consumer co-operatives with interests across food, funerals, insurance, legal services and health. It has a clear purpose of championing a better way of doing business for you and your communities.

Owned by millions of UK consumers, the Co-op operates 2,600 food stores, over 1,000 funeral homes and it provides products to over 5,100 other stores, including those run by independent co-operative societies and through its wholesale business, Nisa Retail Limited. It has more than 63,000 colleagues and an annual revenue of over £10 billion.